2013 Year-End Tax Planning Basics
You don’t want to pay any more in tax than you have to. That means taking advantage of every strategy, deduction, and credit that you’re entitled to. However, the window of opportunity for many...
View ArticleRetirement Plans for Small Businesses
If you’re self-employed or own a small business and you haven’t established a retirement savings plan, what are you waiting for? A retirement plan can help you and your employees save for the future....
View ArticleOrganizing paperwork makes tax time easier
Rather than waiting until a few days (or the day!) before the tax-filing deadline, start organizing your paperwork now. After all, the earlier you file, the earlier you’ll get your refund — if you’re...
View ArticleAchieve Financial Responsibility in 2014
With the dawn of another January, and credit card statements beginning to reveal the full extent of holiday shopping damage, now is the time when many Americans become serious about living within their...
View ArticleHow monthly payments add up
You can handle one low monthly payment, right? What about when one low monthly payment turns into several monthly payments? From cars to furniture, advertisers like to point out how their product can...
View ArticleWomen: Living in the Sandwich Generation
At a time when your career is reaching a peak and you are looking ahead to your own retirement, you may find yourself in the position of having to help your children with college expenses or the...
View ArticleFinancial Planning– Helping You See the Big Picture
Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached....
View Article6 ways to get out of debt
Getting out of debt is often not an easy task. If you have a sizable amount of debt, it’s likely that just making one small adjustment isn’t going to get rid of it completely. Often a combination of...
View ArticlePrepare for a power outage
When a massive storm system cut off all power into Huntsville, Ala., in April 2011, 340,000 people went without power for a grueling six days. Hurricane Katrina, the most destructive storm in U.S....
View ArticleCongratulations you got an Internship! How to make the most of it
A great internship can be a launching pad for an amazing career, but on the other hand, there are few things less inspiring than a mediocre one. Making copies and watching co-workers do exciting jobs...
View ArticleThe versatile IRA
The IRA, or individual retirement account, has traditionally been used for its namesake — to amass funds to be used during retirement. An IRA can be a fairly flexible vehicle for retirement, for...
View ArticleShould you roll your 401(k) into an IRA?
If you’ve changed jobs and have a 401(k) plan with your former employer, you have some decisions to make. You can: Roll the 401(k) over into an Individual Retirement Account (IRA). Transfer it to...
View ArticleSteps to Completing Your Last Will and Testament
Destroy All Copies of Old Wills. If you have previously executed a Will, physically destroy it. Even though our Wills technically “revoke” all of your prior wills, you should not rely on this language...
View ArticleWhere do we spend money?
Source: MoneyChoice.org The post Where do we spend money? appeared first on Horizon Bank blog.
View ArticleTop 10 Money Tips Every Freshman Should Know
WASHINGTON — As college students head to campus for the fall semester, money management should be on their personal syllabus, according to the American Bankers Association. The organization has...
View ArticleSix tips to save for a down payment
Before transitioning from renter to home owner, potential buyers must typically save between 5 and 20 percent of the home’s value for the down payment. The American Bankers Association is offering tips...
View ArticleTeach Your Children Well: Basic Financial Education
Even before your children can count, they already know something about money: it’s what you have to give the ice cream man to get a cone, or put in the slot to ride the rocket ship at the grocery...
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